Funding made simple: Capital within 24 hours.

When speed, flexibility, and trust matter most, Forum delivers

Applying is free and won't impact your credit1

A female small business owner uses a tablet and talks on the phone about her recent business loan, while managing her wood and lumber inventory.

Getting started

How it works

1

Tell us about your business.

Fill out our simple and secure online application and submit your request in minutes.

2

Choose your plan.

We'll connect you with a financial specialist to find the plan that best fits your business needs.

3

Same day approval.

Our underwriting team will complete the underwriting process within 1-2 hours.

4

Fast funding.

Upon approval, we expedite the transfer of funds directly to your business account, so you can access your capital without delay.

Apply now

Our products

Financing options for every business need.

Term Loans

A term loan provides your business with a lump sum of capital upfront, repaid over a fixed schedule with predictable monthly payments. Ideal for established businesses looking to fund expansion, large purchases, or long-term investments with clear repayment visibility.

Funding amount
$25,000 – $2,000,000
Interest rate
6.99% – 24.99%
Term length
3 – 60 months
Min credit score
600
Time to funding
1–3 business days
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Why us

Why choose Lending Desk?

Our team offers professional advice to help businesses of all sizes thrive. With expertise in tax, financial planning, and compliance, we guide you through every challenge, ensuring your business stays on track for long-term success.

Fast Approval

Get approved and funded in as little as 24–48 hours.

Flexible Options

Choose from flexible funding options built for your needs.

All Credits Welcome

We focus on your business potential, not credit scores.

Personal Support

Work with a dedicated financial specialist every step of the way.

Contact

Get in touch with us

Every business deserves a trusted partner in financing. Whether you have questions about funding, need help applying, or just want to explore your options, we're here to help. Reach out today to get started.

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Our mission

We're About Helping You

At Forum, we know small business owners don't have months to wait for funding. You need flexible solutions that help you grow, even when conditions are tough. That's why we put our clients first, guiding you toward the funding option that truly fits your business.

Every application we review is evaluated on it own terms -- your business, your needs, your timeline. We understand the frustrations and skepticism that can come with securing financing. That's why we've made it our mission to simplify the process. From start to finish, we promise honesty, clarity, and a partnership built on trust.

Ready to discuss your capital needs? Fill out the form below and a member of our team will reach out to assist!

Get in touch

Ready for funding?

See what you can qualify for on the Lending Desk Marketplace.

Apply